Young Investor Programme Account

Embark on your trading journey
with exclusive benefits


For more information on the benefits of the Programme, please click here.

  • Age between 18 and 29
  • YIP members age 18 - 20 can only open a Cash YIP account and trade non-SIP products (initial deposit of S$1,000 is required to commence trading)

  • YIP members age 21 - 29 can open a Cash, Share Financing / Borrowing or ES Account and trade all products, subject to SIP requirements

How to apply

What is YIP about?

The Young Investor Programme (YIP) is a 2-year programme designed to guide beginner traders, aged 18 to 29, through specially tailored trading workshops, events and seminars as well as personal guidance from our designated team of trading representatives.

After 2 years, they will be notified of their graduation from the programme and their accounts will be converted into Basic Trading (Cash) Accounts.

• For Clients who are between 18 to 20 years old as of the account opening date, the 2 year countdown will only start in the year when they turn 21.

Age at Account Opening

Conversion into Basic Trading (Cash) Account

18 to 20

In the year when they turn 23

21 to 29

In the 3rd year

Commission rates & charges

Commission rates vary depending on the different markets and trading channels used to execute the orders.

View commission rates

Tradable products & trading channels

Tradable products

Company shares

Single unit of ownership in a corporation or organisation.

Exchange-traded funds (ETFs)

Index funds with access to a diversified portfolio of securities.

American depositary receipts (ADRs)

Trade underlying securities of non-US companies trading in US markets.


Buy the underlying stock of the issuing company at a fixed exercise price.

Listed real estate investment trusts (REITs)

Portfolio of property assets, through the purchase of a publicly-traded investment product.

Trading channels

iOCBC Online Trading

Trade conveniently via our online trading platform.

iOCBC TradeMobile

Manage your investments on-the-go.

Why you should join YIP

Benefits you can enjoy

Exclusive seminars specially curated for YIP members to build up your trading knowledge
Our Trading Hack series of seminars are designed to help you pick up the traits of trading and strengthen your trading concepts. Click here to find out more.

Regular communications to bring you valuable bite-sized trading information
  • These communications aim to update you on interesting information about the markets and get you familiarised with identifying trends and opportunities.
  • You will also get to enjoy complimentary online access to our exclusive Young Investor's Pocket Book, which helps you better understand the fundamental concepts about investing in the stock market.

Dedicated team of designated Trading Representatives (TR) to assist you
Our dedicated Trading Representatives (TR) have a wealth of experience under their belts to guide you along in your trading journey.

Enjoy an exclusive rebate as a first-time trader
Receive up to S$50 commission rebate off your first trade when you make the trade within 3 months from opening your YIP account. This is applicable to all markets.

Receive a Certificate of Completion when you...
  • Trade with us at least once within the 2 years before you graduate; and
  • Attend at least 3 YIP seminars*, and
  • Participate in the YIP graduation event

Convenience of a built-in calculator

Not sure how to calculate your trades? Don't worry! The iOCBC trading platform comes with a calculator function that will do that for you. Here is what it looks like:


If a unit of share costs $1.50, the total cost of 150 shares is $206.82 after taking into account brokerage commissionclearing fee, access fee and GST. *

The above example is for demonstration purposes only and is not an indication of the average price of shares.

Get rewarded for trading with us

Here's what we have for you:

- If you are a YIP member, you can enjoy up to S$50 commission waived on your first trade with a minimum commission of S$25 per trade.* 
- If you are a YIP-FRANK member with YIP account linked to FRANK account via GIRO, the minimum commission is only S$15 for all online SGX trades.

The brokerage commission rate is 0.275% for online trades made on the SGX market. If the brokerage commission is less than $25, $25 will be charged as that is the minimum.

For more information about the benefits, click here:
Full terms and conditions of YIP S$50 off first trade offer
Full terms and conditions of YIP-FRANK minimum S$15 commission offer

Enjoy the flexibility of trading as and when you want to!

2 ways to apply

By mail

Please mail in copies of the necessary documents and forms:

for Singaporeans and Singapore PRs


(with 6 months validity) for foreigners


Download and complete the appropriate forms:

Optional Forms

Supporting Documents

Include any one of the following documents (original and no older than 3 months from date of application) :

  • Bank statement
  • Income tax statement
  • CPF statement
  • CDP statement
Mailing address

OCBC Securities Private Limited
18 Church Street #01-00
OCBC Centre South
Singapore 049479

Please note:

All forms and supporting documents are required to be certified by one of the following:

  • Authorised OCBC Securities officer or;
  • OCBC Bank officer (the authorised bank officer must affix the Bank’s stamp and indicate his name and employee ID on the document) or;
  • Notary Public, Advocates & Solicitors, Singapore Embassy or Justice of Peace. For a list of our approved Solicitors, please contact our customer service officers. The witnessing officer should provide name, contact number and website address.

At OCBC Securities Investors Hub


for Singaporeans and Singapore PRs


(with 6 months validity) for foreigners

Find us at:

OCBC Securities Private Limited
18 Church Street
#01-00 OCBC Centre South
Singapore 049479

Need help?

1800 338 8688

 or contact us online