Share Financing Account

Increase your share buying power

  • Trade up to 2.5 times your original value with shares as collateral and 3.5 times with cash as collateral
  • Control foreign exchange exposure with Multi-Currency Share Financing
  • Better investment visibility with Share Financing Simulator
  • Get rewarded.  Potentially enjoy lower interest rates with our
    Share Financing Quality-Priced Loan feature

  • Age 21 and above
  • Collateral (cash deposit or shares equivalent)

  • Must have an existing basic cash trading account with OCBC Securities


How to apply

How it works

Shares as collateral

Cash as collateral

Leverage trading up to

2.5 times

Leverage trading up to

3.5 times





Purchasing amount

S$25,000 (2.5 times)

Purchasing amount

S$35,000 (3.5 times)

Margin percentage

Total share value / loan amount
= 140%

(S$10,000 + S$25,000) ÷ S$25,000

Margin percentage

Total share value / loan amount
= 140%

S$35,000 ÷ (S$35,000 - S$10,000)



Share financing margin call

Margin call for share financing occurs when margin percentage falls below 140%.

Commission rates & charges

Commission rates vary depending on the different markets and trading channels used to execute the orders.

View commission rates

Marginable products & trading channels

Marginable products

Company shares

Single unit of ownership in a corporation or an organisation.

Exchange-traded funds (ETFs)

Index funds with access to a diversified portfolio of securities.

American depositary receipts (ADRs)

Trade underlying securities of non-US companies trading in US markets.


Buy the underlying stock of the issuing company at a fixed exercise price. For full list of marginable listed products, please call your broker.

Real estate investment trusts (REITs)

Portfolio of property assets through the purchase of a publicly-traded investment product

*For a full list of marginable listed products, please call your broker

Trading channels

Designated broker & iOCBC

Trade conveniently via your designated broker and our online trading platform.

iOCBC TradeMobile

Manage your investments on-the-go.

Account features

Quality-Priced Loan

Now You Can Decide Your Rate

With OCBC Securities’ first-to-market Quality-Priced Loan, you stand to enjoy lower interest rates on your SGD, USD and HKD loans# based on the quality of securities in your portfolio. This allows you to have better control over interest rates through the allocation of your portfolio.

This quality-priced feature rewards you with a lower interest rate when you hold a larger proportion of better quality collaterals in your portfolio, as set out in the table below.  So the more quality securities in your portfolio, the lower your overall (“blended”) interest rate.


Stock Quality


SGD/USD/HKD Lending Rate^

Grade 1

Major Global Index Components Securities


Grade 2

Large Cap Securities with Market Capitalisation of more than S$1 billion


Grade 3

Mid/Small Cap Securities


Grade 4

All Other Marginable Securities




# For more details, please refer to the above table on SGD/USD/HKD Lending Rate charged for respective Grade of collaterals. Blended interest rate can potentially be higher or lower based on concentration of each Grade of collaterals in your portfolio.

^ Terms and Conditions governing Share Financing Quality-Priced Loan apply. OCBC Securities may at any time at its sole discretion, without notice or assigning any reason therefore, vary, amend or change the interest rates set out above. 

Multi-Currency Share Financing

Save on foreign exchange conversion costs by controlling exposure to foreign exchange markets.


This financing allows customers to take up a loan in the respective foreign currency to trade in the listed markets of:

  • Hong Kong Exchanges and Clearing Limited (HKEx)
  • Kuala Lumpur Stock Exchange (KLSE)
  • New York Stock Exchange (NYSE)
  • American Stock Exchange (AMEX)
  • Australian Securities Exchange (ASX)
  • Singapore Exchange (SGX)


  • Maintain trading in these markets with minimum exposure to FX movements
  • Direct market access (DMA)
  • Save on foreign exchange costs by trading in the respective currencies
  • Enjoy competitive OCBC Securities share financing lending rates
  • Execute and settle your trades in multiple currencies with one share financing account
  • Direct Market Access (DMA) allows investors to trade directly in markets through OCBC Securities' team of trading representativies and the online trading platform iOCBC

Download PDF with more details on Multi-Currency Share Financing

+ Show more

Share Financing Simulator

The Share Financing Simulator helps calculate your margin percentage quickly and easily.

2 ways to apply

Risk warning for Share Financing

Risk warning for Share Financing

Borrowing to finance the trading of securities (leveraging/gearing) carries a high degree of risk. If the value of the collaterals declines substantially, falling below the maintenance margin requirement, you may be called upon to deposit substantial additional funds on short notice in order to maintain your position. If you fail to comply with a request for additional funds within the specified time, your position may be liquidated at a loss and you will be liable for any resulting deficit in your account.

To apply for a Corporate Account, please call us at 1800 338 8688

By mail

Please mail in copies of the necessary documents and forms:

for Singaporeans and Singapore PRs


(with 6 months validity) for foreigners


Download and complete the appropriate forms:

Optional Forms

Supporting Documents

Include any one of the following documents (original and no older than 3 months from date of application) :

  • Bank statement
  • Income tax statement
  • CPF statement
  • CDP statement
Mailing address

OCBC Securities Private Limited
18 Church Street #01-00
OCBC Centre South
Singapore 049479

Please note:

All forms and supporting documents are required to be certified by one of the following:

  • Authorised OCBC Securities officer or;
  • OCBC Bank officer (the authorised bank officer must affix the Bank’s stamp and indicate his name and employee ID on the document) or;
  • Notary Public, Advocates & Solicitors, Singapore Embassy or Justice of Peace. For a list of our approved Solicitors, please contact our customer service officers. The witnessing officer should provide name, contact number and website address.

At the OCBC Securities office


for Singaporeans and Singapore PRs


(with 6 months validity) for foreigners



Find us at:

OCBC Securities Private Limited
18 Church Street
#01-00 OCBC Centre South
Singapore 049479

Need help?

1800 338 8688

 or contact us online