Now you’ll never miss an investment opportunity again.

Introducing ShareInvest, an innovative partnership between OCBC EasiCredit and OCBC Securities Share Financing that gives you cash to invest and then multiplying it for greater trading power in a simple and seamless way. With ShareInvest, you will never miss an investment opportunity.

Creating wealth the cashless way has never been so convenient and flexible!

Greater trading power
Gear up up to 7 times your monthly salary for share purchases

Attractive interest rate
Maximise your investments with our attractive low interest rate of only 0.026% per day

Convenience
You can choose to apportion part of your extra cash for trading & investment purposes while leaving the rest for your lifestyle needs. Enjoy the convenience of a 2-way seamless cash transfer between your EasiCredit and Share Financing account with just one phone call to your Trading Representative.

SHAREINVEST = EASICREDIT + SHARE FINANCING
 
ShareInvest combines the convenience of fast cash of EasiCredit and the gearing power of Share Financing, so that you can make the most out of an investment opportunity. For example:
 
Monthly salary = S$2,500
 
Credit limit of EasiCredit = 2 x S$2,500 = S$5,000
 
Transfer S$5,000 from EasiCredit into your Share Financing account
 
Trading limit of Share Financing account = 3.5 times of S$5,000 = S$17,500
 
Therefore with a monthly salary of S$2,500, you will have S$17,500 for trading & investment!
 
Flexible cash, with interest charged only when you use it
 
Annual Effective Interest Rates: EasiCredit = 17.8%; Share Financing = 6.18%;
When you trade using ShareInvest, the Annual Effective Interest Rate becomes 9.5%, (which is made up of 2 components:

The effective interest rate of the bundled ShareInvest works out to 9.50% p.a. or 0.026% per day.

Before trading securities with a ShareInvest account, you should carefully review the section “Trading with Share Financing Accounts” under Schedule: Risk Disclosure Statement found within the Standard Trading Terms and Conditions Booklet provided by OCBC Securities Private Limited (“OSPL”). Consult OSPL regarding any questions or concerns you may have with your margin accounts.

Leverage
ShareInvest is a bundled leverage product between Easi-credit and Share Financing.   Like any leverage products, the contract value traded can be several times greater than the margin funds or collaterals deposited with the broking house.  With leverage, it also means that the risk and return are similarly magnified several times.

Margin calls
A decline in the value of securities collateralized in your share financing account may result in margin calls or requests to place additional funds on deposit with the broker to cover the short fall in the margin requirement level to maintain the position. In the case when an investor is unable to put in the additional funds, the broker may close out the position. In addition, the holder will still be liable for any further losses that may have resulted from the position being closed out.

To apply for ShareInvest:

• Click here if you are an existing OCBC EasiCredit customer^
• Click here if you are NOT an OCBC EasiCredit customer^

^We may request you to execute additional documents in accordance to our Company’s policy governing all account opening.

Find out more about ShareInvest!

For more information, contact us today!

Disclaimer

Trading in securities can be very risky, and the customer may lose all or more than the amount invested or deposited. This is particularly so when the customer needs to i) make his or her own trading decisions and ii) ensure each trade is specifically suitable for him or her – the only basis for any trading through or with OCBC Securities Private Limited (“OSPL”).  The information provided herein is intended for general circulation/discussion purposes only and may not be published or circulated (in whole/in part) without our written consent. It does not take into account the specific investment objectives, financial situation or particular needs (collectively “Objectives”) of any particular person. Please seek advice from an independent financial adviser regarding the suitability of any trade or investment product taking into account your Objectives before making a commitment to trade or purchase the investment product. If you choose not to seek independent financial advice, please consider whether the trade or product in question is suitable for you. This does not constitute an offer/solicitation to buy/sell/subscribe for any investment products or to participate in any particular trading or investment strategy. Any proposed transaction is subject to the final expression of the terms in the definitive agreement/confirmation. No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OSPL and it should not be relied upon as such. OSPL does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OSPL shall not be responsible or liable for any loss or damage whatsoever arising directly/indirectly howsoever in connection with or as a result of any person acting on any information provided herein.